北京pk10官网在线直播

【贷款总结】2019年公积金、商贷各有大事发生,“认房又认贷”成主流,具体细则......

2019-12-28 12:50 浏览人数: 大字体小字体

北京pk10官网在线直播2019NIANGONGJIJIN、SHANGYEDAIKUANHUIGU。

510房产网  [本文出自:510编辑部]

北京pk10官网在线直播    LINJINNIANDI,HUIXIANG2019NIANDEJIANGYINLOUSHI,KEWEISHIYIBOJIEZHEYIBODEFENGQIYUNYONG。YOUQIZAIFANGDAIZHEIYIFANGMIAN,XIANSHIGONGJIJINSHIXINGXINZHENG,ZAIYOUJIUSHISHANGDAIYECHIXUSHOUJIN。2019NIANLI,GONGJIJINHESHANGYEDAIKUANGEJINGLILEZENYANGDEBIANHUA,510XIAOBIANYEDAIDAJIAHUIYIYIXIA~~

公积金贷款

关键词:认贷不认房

(XINZHENGQIANDEGONGJIJINZHENGCE)

    ZHONGSUOZHOUZHI,ZAI2019NIAN9YUE25RIGONGJIJINXINZHENGCHULAIZHIQIAN,JIANGYINSHIXINGDEGONGJIJINZHENGCEHAISHI“RENDAIBURENFANG”DE,JIWULUNMINGXIAYOUDUOSHAOTAOFANGZI,YIGEJIATINGYOULIANGCISHIYONGGONGJIJINDAIKUANDEJIHUI。DAGAIDEDAIKUANNEIRONGRUXIA:

    (1)首次使用公积金贷款的,个人最高可贷50万,夫妻最高可贷80万北京pk10官网在线直播,贷款额度为账户余额的10倍;

    (2)二次使用公积金贷款的,个人最高可贷30万,夫妻最高可贷60万,贷款额度为账户余额的10倍;

    (3)SHOUCISHIYONGGONGJIJINGOUMAISHOUTAOFANG,QIEJIANZHUMIANJIZAI90㎡YIXIADE,KEYIBUKANZHANGHUYUE,GERENZHIJIEDAIMAN50WAN,FUQIZHIJIEDAIMAN80WAN。

    YOUCIKEJIAN,ZAIGONGJIJINDAIKUANHAISHI“RENDAIBURENFANG”DEZHENGCEXIA,KEDAIKUANEDUHAISHIGEREN50WAN,FUQI80WAN,ZHEIYANGDEDAIKUANEDUDUIDAZHONGLAISHUOHAISHIFEICHANGQINMINDE,ZHENZHENGDEFULIZHENGCE,RANGGONGJIJINDAIKUANCHENGWEIGOUFANGZHEDEDELIZHUSHOU,BUZAISHIXIANZHIDEZHUANGTAI,ZHENZHENZHENGZHENGFUWUYUMIN。SUOYI,ZAIZHEIZHONGZHENGCEXIA,XUANZEGONGJIJINDAIKUANDERENSHUYUELAIYUEDUO,BIJINGDAIKUANLILVDI,HELEERBUWEINI?

北京pk10官网在线直播    ERQIE,SHOUFANGSHOUDAIDEGUIDING,GENGSHIFULIYIBANDECUNZAI。ZHEIYIDIANDUIYUGANGXUQUNTILAISHUO,GENGSHIFUYIN,ZHIYAOLIANXU、ZUE、ANSHIJIAONAGONGJIJINMAN6GEYUE,ZHUNBEIHAOSHOUFU,JIKEQINGSONGRUSHOUYITAOFANG,JIANQINGGOUFANGYALI。

北京pk10官网在线直播    MEIYOUYICHENGBUBIANDEZHENGCE,JIUZAI2019NIAN9YUE25RI,GONGJIJINXUANBUSHIXINGXINDEZHENGCE。

关键词:925新政,认贷又认房

(GONGJIJINXINZHENG)

    ZAI9YUE25RISHIXINGDEGONGJIJINXINZHENGZHONG,MINGXIANDEGANJUEJIUSHIZHENGCESHOUJIN,KAISHI“RENFANGYOURENDAI”。BUJINGONGJIJINDAIKUANEDUXIADIAODAOGERENZUIGAOKEDAI30WAN,FUQIZUIGAOKEDAI60WAN,JIULIANDAIKUANEDUDOUYUJIAOCUNNIANXIANGUAGOU。JUTIDEXIZERUXIA:

    根据最新的公积金政策,个人最高可贷30万,夫妻最高可贷60万。公积金未交满24个月的,可贷账户余额的5倍;交满24个月未满36个月的,可贷账户余额的7倍;交满36个月的,可贷账户余额的10倍。

    同时,公积金新政还规定,停止向第三套房及以上的缴存职工家庭发放公积金贷款。具体的规定如下:

    “首套自住住房”:职工家庭名下无住房公积金贷款记录,且在本市无住房的情况下所购买的自住住房。

   二套自住住房: (1)职工家庭申请公积金贷款时,该家庭在本市仅有一套住房,并且没有公积金贷款记录,目前申请办理公积金贷款的这套住房是第二套自住住房。

北京pk10官网在线直播    (2)ZHIGONGJIATINGSHENQINGGONGJIJINDAIKUANSHI,GAIJIATINGZAIBENSHIMEIYOUZHUFANG,BINGQIEJINYOUYIBIGONGJIJINDAIKUANJILU,YEJIUSHISHOUCISHENQINGGONGJIJINDAIKUANDEZHUFANGBUZAIGAIJIATINGMINGXIALE,NEIMUQIANSHENQINGBANLIGONGJIJINDAIKUANDEZHEITAOZHUFANGSHIDIERTAOZIZHUZHUFANG。

    (3)ZHIGONGJIATINGSHENQINGGONGJIJINDAIKUANSHI,GAIJIATINGZAIBENSHIJINYOUYITAOZHUFANG,JINYOUYIBIGONGJIJINDAIKUANJILU,BINGQIEMINGXIADEGAITAOZHUFANGHEYIYOUGONGJIJINDAIKUANJILUDEZHUFANGWEITONGYITAODE,MUQIANSHENQINGBANLIGONGJIJINDAIKUANDEZHEITAOZHUFANGYESHIDIERTAOZIZHUZHUFANG。

北京pk10官网在线直播    ZHIYOUFUHESHANGSHUSHOUTAOFANG、ERTAOFANGBIAOZHUNDE,GONGJIJINZHONGXINCAIHUIFAFANGDAIKUAN。BUFUHESHANGSHUTIAOJIANDE,ZEBEIRENDINGWEIDISANTAOJIYISHANG,ZETINGZHIFAFANGGONGJIJINDAIKUAN。

    GONGJIJINXINZHENGYICHU,ZHONGDUOGOUFANGZHEXIXUBUYI,SHUOSHIZHENGCESHOUJIN,GONGJIJINBUZAIXIANGZHIQIANNEIYANGFANGBIANSHIYONG。CICIZHENGCEDESHOUJIN,YEZAITIXINGGEWEI,MAIFANGJIHUISHAOZONGJISHI,JISHI、ZUIDAHUADELIYONGHAOZHENGCE,CAISHIDANGWUZHIJI。

周一到周六8:30-17:30
0510-86808058
江阴房产网-新浪官方微博 江阴房产网-官方微信平台
Copyright(C)2008-2019 版权所有,未经同意,不得转载